IT IS TIME!

We are sure all prudent investors will agree that it is wise to obtain a second opinion on your investment portfolio.

Few investors are aware that every Mutual Fund Company charges management fees and expenses for each fund that it manages. Do you know how these fees affect your returns? These management fees and expenses range from anywhere between .5% and 4% of the net assets under management. These fees and expenses are not billed directly to the investor, but rather deducted annually from the total sum of all the capital invested in the mutual fund, whether the fund has a positive or negative annual return. As such, these fund expenses decrease the ultimate return to the investors. The Management Expense Ratio (MER) represents the total of all management fees and other expenses charged to a fund, expressed as a percentage of the funds total assets. The mutual fund industry has many funds to select from, all of which have different MERs. Do you Know How Much Your Funds are Charging?

It is a fact that most investors do not know how much their mutual funds charge or what an MER is. We are sure that you will agree "IT IS TIME" to find out.